Purpose: This study aims to investigate the relationship between financial inclusion and the business cycle. Design/methodology/approach: Regression methodology is used to analyze the association between financial inclusion and the business cycle. Findings: Using regression estimation, the...

Purpose: This paper analyzes banking sector earnings management using loan loss provisions (LLPs) in the Fintech era. Design/methodology/approach: Regression methodology was used to examine earnings management in the Fintech era. Findings: The findings show evidence for bank income smoothing...

Purpose: This paper analyses the COVID-19 situation in Nigeria, its effect on the economy and the structural causes that worsened the coronavirus (COVID-19) crisis. Design/methodology/approach: This paper uses simple descriptive analysis to examine the COVID-19 situation in Nigeria. Findings:...

Purpose: This paper investigates the effect of financial development on bank profitability. The authors examine whether financial development is an important determinant of bank profitability. Design/methodology/approach: The...

We identify some factors limiting CBDC adoption and some of the possible solutions. We also assess the media sentiment about central bank digital currencies in general as well as about locally issued CBDCs. We find that there is a high correlation between the negative media sentiment about CBDCs...

This study investigates whether the competence of central bank governors affects the stability of the financial system they are responsible for. Using publicly available information about central bank governors from 2000 to 2016 together with data on financial stability and the macroeconomy, the...

This paper examines digital finance usage in the UK, US, India and Nigeria. Using data from the global financial development indicators, the findings reveal that the UK and US have higher digital finance usage than India and Nigeria. The US has higher credit card usage compared to the UK while...

Identifying the intersection between digital finance, green finance and social finance is important for promoting sustainable financial, social and environmental development. This paper suggests a link between digital finance, green finance and social finance. Using a simple conceptual model, I...

This paper analyses how financially included adults might become unbanked again. Agents of financial inclusion incorporate economic and social constraints in the delivery of formal financial services. These constraints limit the ability of poor banked adults to use basic financial services to...

The purpose of this paper is to highlight some issues and proffer solutions that can make sustainable finance become sustainable. One, there should be greater focus on how some aspects of finance can contribute to sustainability. Two, light-touch regulation may be needed to grow the relatively...