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Digital technologies are rapidly making inroads into all realms of human life and the microfinance sector is one such … inclusion. This paper explores how these mechanisms - innovation, inclusion and efficiency - have been integral to microfinance … operations in the past, and how innovations in digital technology may be yet another opportunity for microfinance institutions to …
Persistent link: https://www.econbiz.de/10011919386
This paper studies strategic decision making by a private currency ledger operator, which faces competition from public money and/or other ledgers. A monopoly ledger operator can incentivize contract enforcement across the financial sector by threatening exclusion, but it can also impose markups...
Persistent link: https://www.econbiz.de/10014337794
Microbanks serve micro-enterprises and poor people with financial services. This study examines how various aspects of international influence affect microbanks' financial and social performance. Grounded in agency theory and resource-based theory, we argue that there are multiple ways that the...
Persistent link: https://www.econbiz.de/10013132487
This paper aims at analyzing the main aspects related to the pricing of credit in the traditional channel, and that of microcredit. After a brief introduction of the concept of microcredit, we analyze the main differences between the two channels of credit
Persistent link: https://www.econbiz.de/10014172288
While the MFI model of microfinance is unsustainable, the SHG-Bank Linkage approach can make a positive impact on … security and empowerment of the disadvantaged. Much more than microfinance is needed to overcome the problems that have … rural credit in India in form of microfinance. And there is need for improved governance to manage challenges for future so …
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