This paper provides an insight into the behaviour of the liability side of bank balance sheet in response to explicit … deposit insurance. It is an empirical investigation into the choice of a rational bank maximizing its bank value in terms of …' liabilities are affected because of the safety net and its design. Banks lower their leverage ratio as a response to the explicit …

This study develops a multi-period structural model to value bank subordinated debt (subdebt) under different … risks, bank characteristics and regulatory policies affect subdebt prices and yield spreads. It finds that the … have the opposite effects. Also, subdebt spreads are less sensitive to bank risk when PCA is imposed than when capital …

This paper investigates how deposit insurance and capital adequacy affect bank risk for five developed and nine …

a bank as a client can withdraw a deposit on notice while in reality deposits remain in a bank for a longer period; (ii …

Growth of non-cash monies has been sustained in the main by that of individual ruble-denominated bank deposits. The … deposits and monies kept on their bank accounts by organizations have been growing at a slower pace, thus corresponding to the …

transfers in the event of a bank's insolvency provides important economic benefits. However, only 11 EU Member States have so …