Ards, Sheila; Ha, Inhyuck; Mazas, Jose-Luis; Myers, Samuel - In: The Review of Black Political Economy 42 (2015) 1, pp. 19-34
Research has found wide disparities in loan denial rates among different racial/ethnic groups. Two competing explanations for these gaps arise. One argument is that these disparities result from underlying racial disparities in credit worthiness. A competing view is that the disparities arise...