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Subprime consumer credit demand : evidence from a lender's pricing experiment

Alan, Sule; Dumitrescu, Ruxandra; Lóránth, Gyöngyi - 2011

We test the interest rate sensitivity of subprime credit card borrowers using a unique panel data set from a UK credit card company. What is novel about our contribution is that we were given details of a randomized interest rate experiment conducted by the lender between October 2006 and...

Persistent link: https://www.econbiz.de/10008902391

Subprime consumer credit demand : evidence from a lender's pricing experiment ; Conference on Household Finance and Consumption, Luxembourg 25-26 October 2010

Alan, Sule; Dumitrescu, Ruxandra; Lóránth, Gyöngyi - 2011

Persistent link: https://www.econbiz.de/10009576158

Keeping consumers in the red : hedonic debt prioritization within multiple debt accounts

Besharat, Ali; Varki, Sajeev; Craig, Adam W. - In: Journal of consumer psychology : JCP : the official … 25 (2015) 2, pp. 311-316

Persistent link: https://www.econbiz.de/10011374505

How important is variability in consumer credit limits?

Fulford, Scott L. - In: Journal of monetary economics 72 (2015), pp. 42-63

Persistent link: https://www.econbiz.de/10011381672

Consumer misunderstanding of credit card use, payments, and debt : causes and solutions

Soll, Jack B.; Keeney, Ralph L.; Larrick, Richard P. - In: Journal of public policy & marketing : JPP & M ; an … 32 (2013) 1, pp. 66-81

Persistent link: https://www.econbiz.de/10009753891

Credit card behavior, financial styles, and heuristics

Shefrin, Hersh; Nicols, Christina M. - In: Journal of business research : JBR 67 (2014) 8, pp. 1679-1687

Persistent link: https://www.econbiz.de/10010379249

Consumer susceptibility to credit card misuse and indebtedness

Awanis, Sandra; Cui, Charles Chi - In: Asia Pacific journal of marketing and logistics 26 (2014) 3, pp. 408-429

Persistent link: https://www.econbiz.de/10010384990

Minimum payment warnings and information disclosure effects on consumer debt repayment decisions

Salisbury, Linda Court - In: Journal of public policy & marketing : JPP & M ; an … 33 (2014) 1, pp. 49-64

Persistent link: https://www.econbiz.de/10010373765

Imperfect recall : the impact of composite spending information disclosure on credit card spending

Poddar, Amit; Ellis, Cameron M.; Ozcan, Timucin - In: Journal of consumer policy : consumer issues in law, … 38 (2015) 1, pp. 93-104

Persistent link: https://www.econbiz.de/10011485788

Effects of informational nudges on consumer debt repayment behaviors

Jones, Lauren E.; Loibl, Cäzilia; Tennyson, Sharon - In: Journal of economic psychology : research in economic … 51 (2015), pp. 16-33

Persistent link: https://www.econbiz.de/10011506828