theoretical as well as practical regulatory issues within the context of the rapid FinTech evolution. To the best of our knowledge …

understanding the risks and likely benefits of collaborative business models between banks and FinTech with an added emphasis on … bringing coherence in multiple supervisory priorities like promoting FinTech,addressing climate-risks and sustainable …

pandemic hastened the adoption of technology by traditional banks and opened new partnership opportunities for non-bank fintech … technology does not live up to its promise, the pandemic encouraged regulators to scrutinize banks' use of technology and bank-fintech …. Banks turned to fintech companies for the technology and expertise to be able to safely provide these products. Thus the …

evidence for bank income smoothing using loan loss provisions. There is greater income smoothing in the second-wave Fintech era …This paper analyse banking sector earnings management using loan loss provisions in the Fintech era. The findings show … compared to the first-wave Fintech era, and the presence of strong institutions did not lower income smoothing in the second …

This study investigates the behavior of bank non-performing loans in the Fintech era. Using data from 35 developed … countries from 1998 to 2016, the findings show that non-performing loans are fewer in the second wave Fintech era. Also, bank … non-performing loans are positively related to the state of the business cycle in the second wave Fintech era. Countries …

Regelungslücken und Möglichkeiten regulatorischer Arbitrage für FinTech-Anwendungen und BigTech-Ansätze. … regulation and Europeanisation of supervision, however, -so far neglecting differences in risk profiles and bank sizes … recent developments, we argue that FinTech applications are expected to complement, not to replace, existing banking and …

empirically examines the influence of fintech innovation on bank fragility. Mainly the destabilizing impact of fintech innovation … monetary union performs better than the others in terms of bank solidness. These results indicate that suitable fintech …There is a momentous debate on the role played by financial technology (fintech) innovation in the fragility of the …

This study assesses the impact of the development of financial technology (FinTech) on the market power of traditional … banks. We analyze the relationship between FinTech companies and traditional banks based on the barriers-to-entry theory … results show that FinTech has a significant U-shaped effect on the market power of banks. Furthermore, the U-shaped effects …

We build a financial intermediation model wherein bank and fintech intermediaries differ in their enforcement …, and (iii) bank-fintech partnerships. Fintech disruption enhances market competition and facilitates credit intermediation … to previously underserved borrowers, but crowds out bank-captive borrowers as banks experience low profitability and get …