) countries and also broken down by the age group of the household head. We find that pre-retirement households (households with a … households who have chosen variablerate housing loans has increased in recent years. …In this paper, we analyze the borrowing behavior of Japanese households in comparison to the other Group of Seven (G7 …

) countries and also broken down by the age group of the household head. We find that pre-retirement households (households with a … households who have chosen variable-rate housing loans has increased in recent years …In this paper, we analyze the borrowing behavior of Japanese households in comparison to the other Group of Seven (G7 …

available over time in Japan, especially since 2000, and that this has made it easier for Japanese households to purchase … has increased households' housing loan repayment burden, which has resulted in their cutting back on their other … of housing credit has been accompanied by a pronounced shift from fixed-rate to variablerate housing loans. This is cause …

housing market at lower rates, and lingering much longer in parents' households. This paper begins with descriptive evidence …, we find that student loans deter independence: state-cohort groups who were more heavily reliant on student debt while in … parents or other substantially older household members have emerged as youth increasingly forsake living alone or with groups …

literature on household saving behavior in Japan (with emphasis on the author's own past research) to shed light on whether or … hypothesis, which is undoubtedly the most widely used theoretical model of household behavior in economics, and then survey the … not the selfish life-cycle model applies in the case of Japan. In particular, we survey the literature on the impact of …

2008. Our conservative estimates suggest that home equity-based borrowing added $1.25 trillion in household debt, and …Using individual-level data on homeowner debt and defaults from 1997 to 2008, we show that borrowing against the … increase in home equity. Home equity-based borrowing is stronger for younger households, households with low credit scores, and …

Aging populations in developing countries have spurred the introduction of public pension programs to preserve the …

Aging populations in developing countries have spurred the introduction of public pension programs to preserve the …

the importance of familial wealth for household wealth accumulation and housing wealth in particular. A back … correlation between child and parent homeownership. We propose a new causal mechanism behind this relationship based on parents …, using an event study approach, we find that the increase in child homeownership occurs almost entirely in the year when …