In the traditional banking model, loans play a dominant role in banks’ operations. Loan portfolio quality is the main … generator of banks’ results. In the periods of best results, as well as in times of worst performance of banks’ operations, the … credit portfolio quality is the share of non-performing loans to the total credit portfolio. The consequences of an increased …

debt in China, and the corresponding burden on banks of impaired assets. It finds that such techniques can play a role, but …