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The aim of this paper is twofold. On the one hand, we attempt to find out whether Spanish households took part in a process of substituting loans for wages during the period before the beginning of the current economic crisis. On the other hand, we try to identify the consequences of such...
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stratification, generally known as complex household surveys. Under complex household survey, we develop two novel procedures for …
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This paper constitutes an initial attempt to shed light on the role of income distribution in household debt and … financial market access in Central, Eastern and Southeastern Europe (CESEE). Using household-level data from the OeNB's Euro … this impact for almost all components of household debt, but evidence is strongest for mortgage, car and foreign currency …
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