In this paper we analyze the Italian Banking System evolution since the end of XIX century and the role that banks … economic system and weakened the regional banks operating mainly in that area. The Italian banking system underwent a deep … demand of credit by Italian small firms and the supply function of reformed Italian banks. …

of harmonized banking supervision, has affected the banking sector in Europe. I perform an event study on banks' stock … and by Debt/GDP reveals that the positive impact of the SSM was stronger for banks in countries that perform poorly with …

lending. We find that the guidance primarily impacted large, closely supervised banks, but only after supervisors issued … more lax lending policies than banks, we unveil important evidence that nonbanks increased bank borrowing following the … issuance of guidance, possibly to finance their growing leveraged lending. The guidance was effective at reducing banks …

When the Covid-19 crisis struck, banks using internal-rating based (IRB) models quickly recognized the increase in risk … and reduced lending more than banks using a standardized approach. This effect is not driven by borrowers' quality or by … banks in countries with credit booms before the pandemic. The higher risk sensitivity of IRB models does not always result …

When the Covid-19 crisis struck, banks using internal-rating based (IRB) models quickly recognized the increase in risk … and reduced lending more than banks using a standardized approach. This effect is not driven by borrowers' quality or by … banks in countries with credit booms before the pandemic. The higher risk sensitivity of IRB models does not always result …