Deductibles are commonly used to tame increasing health care costs. Numerous studies find that higher deductibles … reduce health care utilization. In this paper we compare utilization in Switzerland between two health care plans with … anything health care expenditures are higher for male individuals with the higher deductible, while for females there are no …

The health landscape in Latin America and the Caribbean is changing quickly. The region is undergoing a demographic and … epidemiological transition in which health problems are highly concentrated on noncommunicable diseases (NCDs). In light of this, the … describes both alternative interventions to expand health insurance coverage and their trade-off with labor informality and …

"deadline effect" - a spike in spending in the final year of the program - among participants of the RAND Health Insurance …

We present the first comprehensive evidence on the health impacts of the introduction and expansion of a large non …-contributory health insurance program in Mexico, the Seguro Popular (SP). SP provided access to health services without co-pays to …

decision. A government may tax the sin good and provide mandatory health insurance. Due to time-inconsistency, the individual … sin good and savings choices in ict internalities. Due to the ex-ante moral hazard of health insurance, sin good …- pled, the government can achieve the first-best outcome using a uniform tax rate and uniform health insurance. Moreover, in …

through regulations, mandates, subsidies, and Medicaid expansions – on behaviors related to future health risks after three …

The examination of the causal impact of health insurance coverage on healthcare utilisation is a critical endeavour in … private health insurance (PHI) coverage on healthcare utilisation, considering the intricacies of misreporting and endogeneity …

The health landscape in Latin America and the Caribbean is changing quickly. The region is undergoing a demographic and … epidemiological transition in which health problems are highly concentrated on noncommunicable diseases (NCDs). In light of this, the … describes both alternative interventions to expand health insurance coverage and their tradeoff with labor informality and moral …

I evaluate the accuracy of people's subjective probability expectations for using various health services. Subjective … correlate with objective measures of risk. At the same time, observable characteristics like age and health are weakly … about health behavior, specifically in the areas of asymmetric information, moral hazard and estimating welfare attributable …

Penalty mandates are used in many countries to encourage people to purchase health insurance. But are they effective …