insurance to protect individuals and companies from various losses associated with accidents. Other forms of risk management …, alternatives to market insurance, surfaced during the 1950s when market insurance was perceived as very costly and incomplete for …

makes banking inefficient. Better capitalized banks suffer fewer distortions in lending decisions and would perform better …

-efficiency gains in monitoring credit and insurance customers. The analysis shows that conglomeration is conducive to tougher … competition in the credit market and increases profit in insurance. The aggregate profit in the financial sector does not increase …

Prior to the 2008 global credit crisis, some developments had occurred in the regulation of the insurance industry … industry focuses on its insurance business, the argument for specialized regulation and the continuity of a conservative and …

Prior to the 2008 global credit crisis, some developments had occurred in the regulation of the insurance industry … industry focuses on its insurance business, the argument for specialized regulation and the continuity of a conservative and …

Assessment Program Update. The domestic banking sector appears sound and profitable and continues to dominate the financial …

Objective: The objective of the article is to empirically examine the predictors of ROA and ROE for banks and insurance … significant and negative for ROE. Banks earned lower return on their assets and higher return on their equity than insurance … findings of internal predictors of ROA and ROE in banking. It is one of the first studies to examine predictors of ROA and ROE …