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Der Beitrag von Institutionen-Vielfalt im Finanzsektor zu nachhaltigem Wachstum und Finanzstabilität – insbesondere die … vergleichenden Analysen der Geschäftsergebnisse unterschiedlicher Bankengruppen in Folge der globalen Finanzkrise. Diese …
Persistent link: https://www.econbiz.de/10012151388
When looking at the Spanish banking market through a German lens, the differences between the banking markets in these countries and between decentralised and centralised systems with regard to the SME ]credit decision ]making process become obvious. Despite our hypotheses that Spanish savings...
Persistent link: https://www.econbiz.de/10011818385
between these vehicles and lead banks. CLOs that have a relationship with the lead bank of the renegotiated loan are strong … fund not only their portion of the loan increase, but also the portion that was supposed to be funded by the lead bank. Our … findings highlight the previously unrecognized role of the growing presence of non-bank lenders in corporate lending. …
Persistent link: https://www.econbiz.de/10011576363
bank issues covered bonds backed by a pool of assets that is bankruptcy remote and replenished following losses …. Encumbering assets allows a bank to raise cheap secured debt and expand profitable investment, but it also concentrates risk on …
Persistent link: https://www.econbiz.de/10011451099
This paper argues that creditors reflect the financial-safety-net aspect of bank lobbying, plausibly considering the … connection between bank lobbying and government bailouts. Using a structural approach, I show that bank lobbying is negatively … associated with the occurrence of a run-like equilibrium, as is deposit insurance. The estimated effect on bank risk and value is …
Persistent link: https://www.econbiz.de/10012852488
Persistent link: https://www.econbiz.de/10011790739
This paper investigates a model of endogenous product differentiation in subprime lending markets. In the subprime literature the discussion surrounds two competing hypotheses about pricing behavior. The opportunity pricing hypothesis suggests that lenders are rent seeking in their pricing...
Persistent link: https://www.econbiz.de/10013141057
The paper assesses the main factors underlying the decreasing profitability in the European banking sector, in comparison with the US. It underscores in particular the role of low interest rates, lower concentration, tighter regulation and the absence of a deep and liquid capital market. A...
Persistent link: https://www.econbiz.de/10012153570
This study takes advantage of a natural experiment to trace out the supply-side effects of nontraditional assets on loan portfolios. The natural experiment centers on the recent accounting standards that require banks to transfer off-balance sheet securitized assets onto balance sheets,...
Persistent link: https://www.econbiz.de/10012937946
Die Finanzkrise hat gezeigt, dass die Adäquanz der aufsichtsrechtlichen Regeln und der Rechnungslegung von Banken … Ergebnisse legen nahe, dass die Genossenschaften die stabilste Bankengruppe in der Finanzkrise 2007/2008 bildeten. Dies sollte …
Persistent link: https://www.econbiz.de/10011697409