This study examines the effect of mobile technologies on the choice of self-employment in Kenya. The study used the 2016 household FinAccess retail survey data, which was collected using stratified multi-stage sampling to ensure representativeness at the national, regional, and residence (urban...

Purpose: The study aims to pose the question: Has lending to small businesses been a source of increased risk in microfinance institutions (MFIs)? This question is pertinent given the higher levels of perceived riskiness of lending to small business operators owing to their opacity....