Why cyberinsurance has not improved cybersecurity and what governments can do to make it a more effective tool for cyber risk management. As cybersecurity incidents—ranging from data breaches and denial-of-service attacks to computer fraud and ransomware—become more common, a cyberinsurance...

Both anonymity and accountability play important roles in sustaining the Internet's functionality; however, there is a common misconception that increasing the anonymity of Internet identities requires diminishing their accountability, and vice versa. This paper argues that by implementing...