of the credit crunch mitigated a firm's loss of borrowing from its main bank. We further find that the state owned … institution's lending instrumented by the main bank's lending supply growth as explained by the bank's capital adequacy, which …

constraints translate into lower credit provision, suggesting that there is a significant balance-sheet channel in transmitting a …

This paper links the current sub-prime mortgage crisis to a decline in lending standards associated with the rapid … expansion of this market. We show that lending standards declined more in areas that experienced larger credit booms and house …

In the wake of the 2008-09 financial crisis, a number of European OECD countries introduced credit mediation schemes …, as a new, often temporary mechanism to help ease access to finance by SMEs. This report investigates the nature of credit … mediation and credit review schemes implemented in selected countries (i.e. Belgium, France, Germany, Ireland and Spain) in the …