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Indebtedness Survey and the Registry System for Basic Sectors in Agriculture to estimate credit loan demand from SFF in 2017, and …
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In this paper we study the determinants of use of formal and informal credit sources. Given that awareness is a … necessary step towards use of credit, in order to control for the possible selection bias we decompose the decision to use … credit as a two stage decision process in which first, households form their choice set by deciding which type of …
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