value or high loan to income ratios. In aggregate, household leverage responds more strongly to supply shocks that change …

We propose a new Bayesian VAR model for forecasting household loan stocks in Finland. The model is designed to work as … forecast models currently in use at the Bank of Finland and improves our understanding of household debt trends in Finland. …

The relationship between household debt growth and economic growth has been the subject of debate. On one hand, it is … generally viewed as a positive relationship. On the other hand, rapid growth of household debt could cause economic downturns …. This research aims to (1) study the relationship between rising household-debt-to-GDP and the growth of real GDP and …

paper estimates credit constraints and shows how these differ with household characteristics. It finds that around 31% of …

between 2010 and 2014 in Belgium, using panel data from the two waves of the Household Finance and Consumption Survey. Unlike …

The goal of this paper is to show that household-level financial distress (FD) varies greatly, meaning there is unequal …

between 2010 and 2014 in Belgium. To do so, we use panel data from the two waves of the Household Finance and Consumption …