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Funding decisions in online marketplace lending
Ip, Chris K. C.; Lam, F. Y. Eric - 2020
Persistent link: https://www.econbiz.de/10012203633
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Mass shootings and peer-to-peer lending
García, Raffi E.; Li, Sen; Al Mahmud, Abdullah - In: Finance research letters 47 (2022) 1, pp. 1-7
Persistent link: https://www.econbiz.de/10013457687
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From the wisdom of crowds to my own judgment in microfinance through online peer-to-peer lending platforms
Yum, Haewon; Lee, Byungtae; Chae, Myungsin - In: Electronic commerce research and applications 11 (2012) 1/6, pp. 469-483
Persistent link: https://www.econbiz.de/10009730168
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Distrust in banks and fintech participation : the case of peer-to-peer lending
Saiedi, Ed; Mohammadi, Ali; Broström, Anders; Shafi, … - In: Entrepreneurship theory and practice : ET&P 46 (2022) 5, pp. 1170-1197
Persistent link: https://www.econbiz.de/10013389313
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The influence of the digital divide on peer-to-peer lending outcomes
Davaadorj, Zagdbazar - In: Finance research letters 61 (2024), pp. 1-12
Persistent link: https://www.econbiz.de/10014491019
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Do Fintech lenders penetrate areas that are underserved by traditional banks?
Jagtiani, Julapa; Lemieux, Catharine M. - 2018
billion to examine whether the fintech lending platform could expand credit access to consumers. We find that LendingClubâ …Supersedes Working Paper 17-17 Fintech has been playing an increasing role in shaping financial and banking landscapes …
Persistent link: https://www.econbiz.de/10011891828
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The role of job titles in online peer-to-peer lending : an empirical investigation on skilled borrowers
Davaadorj, Zagdbazar; Enkhtaivan, Bolortuya; Lu, Wenling - In: Journal of behavioral and experimental finance 41 (2024), pp. 1-14
Persistent link: https://www.econbiz.de/10014526486
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The impact of peer-to-peer lending on small business loans
Kim, Jin-hyuk; Stähler, Frank - 2020
bank and a crowdlending platform and show that the entry of crowdlending can induce a switching effect as well as a credit …
Persistent link: https://www.econbiz.de/10012212849
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Macroeconomic determinants of loan defaults : evidence from the U.S. peer-to-peer lending market
Nigmonov, Asror; Shams, Syed; Alam, Khorshed - In: Research in international business and finance 59 (2022), pp. 1-13
Persistent link: https://www.econbiz.de/10013402072
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Financial technology and the future of banking
Broby, Daniel - In: Financial innovation : FIN 7 (2021), pp. 1-19
This paper presents an analytical framework that describes the business model of banks. It draws on the classical theory of banking and the literature on digital transformation. It provides an explanation for existing trends and, by extending the theory of the banking firm, it illustrates how...
Persistent link: https://www.econbiz.de/10012594546