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Finance and firm volatility : evidence from small business lending in China

Chen, Tao; Huang, Yi; Chen, Lin; Sheng, Zixia - In: Management science : journal of the Institute for … 68 (2022) 3, pp. 2226-2249

Persistent link: https://www.econbiz.de/10013268060

The changing face of consumer credit : evidence from a big tech platform in China

Hu, Jiayin; Huang, Yiping; Liu, Jialin - In: Pacific-Basin finance journal 83 (2024), pp. 1-21

Persistent link: https://www.econbiz.de/10014491175

Fintech vs bank credit: how do they react to monetary policy?

Cornelli, Giulio; De Fiore, Fiorella; Gambacorta, Leonardo - 2023

Persistent link: https://www.econbiz.de/10014463773

Fintech vs bank credit : how do they react to monetary policy?

Cornelli, Giulio; De Fiore, Fiorella; Gambacorta, Leonardo - In: Economics letters 234 (2024), pp. 1-3

Persistent link: https://www.econbiz.de/10015066386

Consumers’ Declining Power In The Fintech Auto Loan Market

Foohey, Pamela - 2020

lucrative nature of auto debt has not gone unnoticed by lenders or by companies leveraging fintech to offer people new ways to …

Persistent link: https://www.econbiz.de/10012826967

Banks’ consumer lending reaction to fintech and bigtech credit emergence in the context of soft versus hard credit information processing

Kowalewski, Oskar; Pisany, Paweł - 2021

in developed markets, the relations between fintech/bigtech credit providers and banks are similar and competitive in … nature. However, banks’ consumer lending grows simultaneously with fintech credit market development in emerging economies … but decreases in the aftermath of bigtech credit emergence. Fintech credit seems to penetrate market segments not serviced …

Persistent link: https://www.econbiz.de/10013210905

Herding behaviour in P2P lending markets

Caglayan, Mustafa; Talavera, Oleksandr; Zhang, Wei - 2019

We explore individual lender behaviour on Renrendai.com, a leading Chinese peer-to-peer (P2P) crowdlending platform. Using a sample of roughly 5 million investor-loan-hour observations and applying a high-dimension fixed effect estimator, we establish evidence of herding behaviour: the investors...

Persistent link: https://www.econbiz.de/10012161123

Fintech vs. Bank : The Impact of Lending Technology on Credit Market Competition

Serfes, Konstantinos; Wu, Kejia; Avramidis, Panagiotis - 2023

show that FinTech (Traditional) lenders primarily supply unsecured (asset-backed) loans to borrowers with short-term (long … competition and restrict the supply of credit through an endogenous segmentation of markets with different maturities. As … information technology improves, the effect on credit supply and equilibrium interest rates is more nuanced and depends on the …

Persistent link: https://www.econbiz.de/10014352755

FinTech and banks : strategic partnerships that circumvent state usury laws

Elliehausen, Gregory E.; Hannon, Simona M. - 2023

Persistent link: https://www.econbiz.de/10014377677

FinTech Credit and Traditional Bank Credit : Allies or Opponents?

Papanikolaou, Nikolaos I. - 2018

FinTech servicers have gr ... …

Persistent link: https://www.econbiz.de/10012910771