Chapter 1: Introduction -- Chapter 2: Fintech and its historical perspective -- Part I: FINTECH & BLOCKCHAIN: INTERNATIONAL OVERVIEW -- Chapter 3: Financial Engineering and ICT in the past -- Chapter 4: Fintech and Blockchain: Contemporary Issues, New Paradigms and Disruption -- Chapter 5: The...

Financial services technology and its effect on the field of finance and banking has been of major importance within the last few years. The spread of these so-called disruptive technologies, including Blockchain, has radically changed financial markets and transformed the operation of the...

We use unique and proprietary data from a large Fintech lender to analyze whether alternative data captured from an individual's mobile phone (mobile/social footprint) can substitute for traditional credit bureau scores. Variables that measure a borrowers' digital presence, such as the number...