This paper uses survey data for over 23,000 households from 28 transition countries in 2010 to explore how the use of household credit is related to foreign bank ownership. In countries with higher foreign bank presence we find a stronger relation between household income, education and...

In der Studie werden die makroökonomischen Bedingungen in afrikanischen Ländern südlich der Sahara erläutert und die aktuellen Entwicklungen und Trends im Bankensektor der Region im Überblick erörtert. Dabei gehen die Autoren auf die Herausforderungen und Chancen ein, die sich für den...

Using a novel way to identify relationship and transaction banks, we study how banks' lending techniques affect funding to SMEs over the business cycle. For 21 countries we link the lending techniques that banks use in the direct vicinity of firms to these firms' credit constraints at two...