declining use of cash and to position themselves against increased competition from Big Tech companies, cryptocurrencies, and …

value adding services by financial institutions and technology firms.To achieve asymmetric privacy, we propose a CBDC system … discusses how this system could be implemented with today's technology to support a throughput in excess of 2,000 transactions …

(CBDCs), a new form of digital money that is different from privately issued cryptocurrencies and stablecoins. As central … challenged by the privately issued digital currencies such as cryptocurrencies and stablecoins. Third, this article benefits …