in the SME sector, should be a priority for policy makers. Overall, a clear separation of strategies for financial …

, and financial consumer protection and credit reporting regulations and institutions. Programs involving microfinance … credit constrained. The quality of financial inclusion is impaired by a low level of financial literacy, which is also … by public savings banks, credit cooperatives, public promotional banks, and guarantee banks using the “housebank” model …

improve small and medium-sized enterprise (SME) access to finance. Meanwhile, the diversification of financing modalities … potential of capital market financing for SMEs in emerging Asia, reviewing the challenges of existing SME capital markets and … assessing demands on SMEs, regulators, policy makers, market organizes, securities firms, and investors for developing an SME …

also includes alternative data, bank account transaction data, when assessing SME credit. A machine learning model is …We introduce the Credit Risk Database (CRD) and its contribution to financial inclusion efforts in Japan. By collecting … financial data about small and medium-sized enterprises (SMEs), the CRD contributes to the overall understanding of the SME …

services has increased. Both banks and microfinance institutions have contributed to higher intensity. A recent study shows …

finance for SME businesses. One of these initiatives is the bank referral scheme. Under this scheme, incumbent banks must pass … on information about SMEs (with an SME's consent) that were unsuccessful in securing bank funding, to so-called finance …