-based capital (RBC) rule proposals. We review the principles of cost-benefit analysis and its application by US bank regulators. We …This paper reviews the cost-benefit analysis, or “regulatory impact analysis” (RIA), in US bank regulators’ risk … RBC rules and related rules on bank liquidity. We find that nine of the 27 rules include RIAs. Five of the RIAs claim the …

a financial institution's economic capital. Based on a numerical simulation model, we provide concrete examples of how … granularity affects capital levels. We achieve this by following two simulation approaches, including a dynamic setup as a more … lead to significant changes in the competitive environment should banks consider adding a granularity adjustment to the …