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created as a collaboration between Santander Bank and the University of Cantabria. SANFI works to identify, develop, support …
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This paper investigates the macroeconomic determinants of credit risk in the banking system of 22 Sub-Saharan African economies. We measure credit risk as the ratio of non-performing loans to total gross loans (NPLs) and employ dynamic panel data methods over the period 2000-2016. Using a...
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