Allen, Franklin; Gu, Xian; Jagtiani, Julapa - 2020 - Current draft: May 28, 2020
for faster services and greater transparency. Fintech, particularly the blockchain, has the potential to be disruptive to …-to-peer lending, credit scoring, alternative data, distributed ledger technologies, blockchain, smart contracts, cryptocurrencies and …, cybersecurity, identity theft, cloud computing, use of big data and artificial intelligence and machine learning, identity and fraud …