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Open banking : credit market competition when borrowers own the data
He, Zhiguo; Huang, Jing; Zhou, Jidong - In: Journal of financial economics 147 (2023) 2, pp. 449-474
Persistent link: https://www.econbiz.de/10013550206
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Large banks and small firm lending
Bord, Vitaly M.; Ivashina, Victoria; Taliaferro, Ryan D. - In: Journal of financial intermediation 48 (2021), pp. 1-20
Persistent link: https://www.econbiz.de/10012801603
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Risk-based pricing in competitive lending markets
Müller, Carola; Juelsrud, Ragnar Enger; Andersen, Henrik - 2021
We use unique data on banks' private risk assessments of corporate borrowers to quantify how competition among banks … affect the risk sensitivity of interest rates in the Norwegian credit market. We show that an increase in competition makes … channel of how the competition-fragility nexus can operate. …
Persistent link: https://www.econbiz.de/10012795608
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A profit elasticity approach to measure banking competition in Italian credit markets
Benvenuti, Michele; Del Prete, Silvia - 2019
Persistent link: https://www.econbiz.de/10012133609
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Risk-based pricing in competitive lending markets
Müller, Carola; Juelsrud, Ragnar Enger; Andersen, Henrik - 2024
Persistent link: https://www.econbiz.de/10014520761
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Big techs vs banks
Gambacorta, Leonardo; Khalil, Fahad; Parigi, Bruno - 2022
Persistent link: https://www.econbiz.de/10013370570
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Big Techs vs Banks
Gambacorta, Leonardo; Khalil, Fahad; Parigi, Bruno Maria - 2022
of the firm type BTs can enter banks’ turf only if they guarantee some privacy to firms by refraining from collecting …
Persistent link: https://www.econbiz.de/10013309777
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Big techs vs banks
Gambacorta, Leonardo; Khalil, Fahad; Parigi, Bruno - 2022
Persistent link: https://www.econbiz.de/10013426615
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Competition between banks in the Estonian lending market
Kask, Jana; Kosenko, Timo; Raudsaar, Taavi - 2024
Persistent link: https://www.econbiz.de/10014502266
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Open banking and customer data sharing : implications for FinTech borrowers
Nam, Rachel J. - 2022 - First draft: Sept 23, 2022
With open banking, consumers take greater control over their own financial data and share it at their discretion. Using a rich set of loan application data from the largest German FinTech lender in consumer credit, this paper studies what characterizes borrowers who share data and assesses its...
Persistent link: https://www.econbiz.de/10013459919