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A system to support the transparency of consumer credit offers

Frączek, Bożena - In: Journal of Risk and Financial Management 13 (2020) 12, pp. 1-13

verifying the annual percentage rate (APR) in the consumer credit offers presented and compared on websites of financial … intermediaries and banks as well as the identify of APR calculation methods. After analysis of different credit offers (document … analysis), a prototype of the system regarding credit costs measured at the appropriate interest rates (APR and AER) calculated …

Persistent link: https://www.econbiz.de/10012611544

The impact of regulatory measures on the development of household indebtedness

Rajl, Jiří - In: European financial and accounting journal : EFAJ 14 (2019) 1, pp. 5-24

The purpose of this contribution is to evaluate the regulatory measures of the Czech central bank within the context of financial consumer protection aimed at slowing down the growth of the mortgage market by introducing new recommendations to restrict LTV limits and other indicators. Households...

Persistent link: https://www.econbiz.de/10012118743

Abuses based on the deficit of information in financial markets : the case of presenting the interest rate in basic financial offers

Frączek, Bożena - In: International journal of monetary economics and finance … 13 (2020) 5, pp. 502-512

Persistent link: https://www.econbiz.de/10012515296

Payday loans and consumer financial health

Bhutta, Neil - In: Journal of banking & finance 47 (2014), pp. 230-242

Persistent link: https://www.econbiz.de/10010506489

Behavioral Exploitation Antitrust in Consumer Subprime Mortgage Lending

Huffman, Max - 2013

We analyze whether antitrust might provide an alternative and perhaps superior approach to regulating consumer subprime mortgage lending. Behavioral exploitation antitrust targets commercial conduct of the sort that was observed in consumer subprime mortgage lending in the years leading up to...

Persistent link: https://www.econbiz.de/10013090767

Discrimination, vulnerable consumers and financial inclusion : fair access to financial services and the law

Stanescu, Catalin-Gabriel (ed.); Adimi Gikay, Asress (ed.) - 2021

Introduction - discrimination, vulnerable consumers and financial inclusion (Stănescu & Gikay) -- Tackling issues in consumer credit : the role of human rights (Ondersma) -- Beyond negative interpretations of freedom of contract : the interplay between private law and human rights in light of...

Persistent link: https://www.econbiz.de/10012255582

I didn't learn that in high school : 199 facts about credit scores

Zschunke, Jeff - 2017

Introduction -- What is a credit score? -- The credit report -- Credit scoring models -- Building credit -- Repairing bad credit -- Credit counseling -- Identity theft -- Bankruptcy : the dreaded "B-word" -- Maintaining good credit -- Bibliography -- Glossary -- Author bio -- Index

Persistent link: https://www.econbiz.de/10011650097

Die Überschuldung privater Bankkunden : Ursachen der Zahlungsunfähigkeit und Schutzmaßnahmen bei Konsumentenkrediten

Schmidt, Oliver - 1995

Persistent link: https://www.econbiz.de/10013396616

Are banks rewarded for financial consumer protection? : evidence from a quasi-natural experiment

Zhang, Ailian; Wang, Shuyao; Lien, Da-hsiang Donald; … - In: Finance research letters 52 (2023), pp. 1-9

Persistent link: https://www.econbiz.de/10014472121

Consumer borrowing after payday loan bans

Bhutta, Neil; Goldin, Jacob; Homonoff, Tatiana - In: The journal of law & economics 59 (2016) 1, pp. 225-259

Persistent link: https://www.econbiz.de/10011621867

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