this "college premium", it has raised new questions about how growing numbers of students can make these investments. One …

of students, though rates have risen at flagship universities. Finally, despite some weak association with increased …

assistance, many postsecondary students do not contemplate the long-term implications of the legal obligations that they accept … that accompany those costs. These harms extend beyond the direct, financial impact on students to the civic community and … student loans for all institutions whose students receive Title IV aid. If adopted, these statutory and regulatory amendments …

when saving, investment, and consumption are stunted. A perfect storm of factors have coalesced: more students are …