We show that on-demand insurance contracts, an innovative form of coverage recently introduced through the InsurTech …

We study the Rothschild-Stiglitz model of competitive insurance markets with endogenous information disclosure by both … pooling allocation which maximizes the well-being of the low risk individual (along the zero profit pooling line) plus a … supplemental (undisclosed and nonexclusive) contract that brings the high risk individual to full insurance (at his own odds). We …

We study the Rothschild-Stiglitz model of competitive insurance markets with endogenous information disclosure by both … pooling allocation which maximizes the well-being of the low risk individual (along the zero profit pooling line) plus a … supplemental (undisclosed and nonexclusive) contract that brings the high risk individual to full insurance (at his own odds). We …

and with competitive insurance models. We calculate a closed form solution for the CARA case and use it to illustrate … these differences. Although we focus on the monopoly insurance problem, our proofs can be adapted to other screening …