determined by the type of explanation and should be taken seriously. This paper classifies determinants of bank profitability as … performs. The observation period was from 2012 to 2019, and the findings revealed that EU bank profitability is influenced by … ratio (EA), Gap ratio, and GDP have a positive impact on bank profitability, while the loan to assets ratio (LA) and the …

level of Net Non-Performing Loans (NNPL) on their lending behaviour. This study used threshold panel regression by using 1 … faced by a bank. Assuming that loans may turn bad any year after they are granted, a banks’ lending behaviour has been shown … Indian banking industry. However, when the systemic importance of the bank is considered, the systemically important banks …

The paper assesses the main factors underlying the decreasing profitability in the European banking sector, in …

We analyse the impact of standard and non-standard monetary policy measures on bank profitability. For empirical … monetary policies on market-based measures of expected bank profitability and credit risk, by employing an event study analysis … identification, the analysis focuses on the euro area, thereby exploiting substantial bank and country heterogeneity within a …

This investigation starts with the observation that, over the last decade, profitability rates reported by euro area … profitability gap of around 5 percentage points.1 However, while comparisons are frequently made between EA and US banks in academic …-for-like comparison. This paper seeks to identify and analyse the factors behind the profitability gap in a structured manner. We …

This study assesses euro area banks' profitability using granular stress test data from three EU-wide exercises …-adjusted return on assets for the euro area as a whole and for individual countries to assess the profitability of lending activities … profitability of the various portfolios. We investigate how many country portfolios switch from profitable to loss-making under …

This paper studies the impact of cyclical systemic risk on future bank profitability for a large representative panel … risk predict large drops in the average bank-level return on assets (ROA) with a lead time of 3-5 years. Based on quantile … local projections we further show that the negative impact of cyclical systemic risk on the left tail of the future bank …

conditional profitability distributions. Real GDP growth and the NPL ratio are shown to be the most reliable determinants of bank …This paper explores the determinants of profitability across large euro area banks using a novel approach based on … profitability. However, the estimated conditional distributions reveal that, while higher growth would raise profits on average, a …