private pension wealth, and fewer years in retirement to draw upon their private pension resources. There have been changes …

predictor of retirement among employees while underemployed employees are less likely to retire …

retirement from 67 to 62 for a group of workers. For the individuals we study, the expected present value of benefits was held …

Data from the Health and Retirement Study indicate that hours constraints are a common feature of jobs held by workers … nearing retirement. We present a simple model that predicts that workers who are not free to lower their usual hours of work … various specifications, support this prediction. The amount by which being hours constrained is estimated to raise retirement …