This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas from 2004-2007. Even after controlling for credit score and other key risk factors, African-American and Hispanic home buyers are 105 and 78 percent more likely to have high cost...

This paper examines racial and ethnic differences in high cost mortgage lending in seven diverse metropolitan areas from 2004-2007. Even after controlling for credit score and other key risk factors, African-American and Hispanic home buyers are 105 and 78 percent more likely to have high cost...

Poor people, poor places -- Chicago : economic and social transformation of an urban metropolis -- The study of population -- Family matters : turning points from orientation to procreation -- Doles and safety nets : public assistance and income support -- Makin' a living : employment...