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How Does For-Profit College Attendance Affect Student Loans, Defaults and Labor Market Outcomes?

Armona, Luis; Chakrabarti, Rajashri; Lovenheim, Michael - 2021

For-profit providers are becoming an increasingly important fixture of US higher education markets. Students who attend for-profit institutions take on more educational debt, have worse labor market outcomes, and are more likely to default than students attending similarly-selective public...

Persistent link: https://www.econbiz.de/10013224972

Employer-Sponsored Student Debt Repayment

Kelly, Mark - 2021

This study investigates the welfare implications of allowing workers the option to dedicate their employer-sponsored retirement benefits to the repayment of their student debt. Using a partial equilibrium model, I find that this policy allows for increased consumption while young, while reducing...

Persistent link: https://www.econbiz.de/10013238166

Go Big or Buy a Home : Student Debt, Career Choices and Wealth Accumulation

Mazzone, Luca; Folch, Marc - 2021

What is the impact of student loans on post baccalaureate choices? Using within-college variations in financial aid policies, we find that higher levels of debt induce a front loading of earnings, an underinvestment in human capital and an earlier entry into home ownership. We then estimate a...

Persistent link: https://www.econbiz.de/10013238214

Driving Up Repayment : The Impact of the Gig-Economy on Student Debt

Moser, Rodrigo - 2021

Using individual level credit information, I estimate the impact of access to ride-sharing on student debt repayment …

Persistent link: https://www.econbiz.de/10013249809

Rising student loan burdens and what to do about them

Dynan, Karen E. - In: Business economics : the journal of the National … 55 (2020) 3, pp. 129-133

Persistent link: https://www.econbiz.de/10012509941

Student debt overhang : imprint on homeownership and the economy

Sommer, Kamila - In: Business economics : the journal of the National … 55 (2020) 3, pp. 134-137

Persistent link: https://www.econbiz.de/10012509945

Second Chance : Life without Student Debt

Di Maggio, Marco - 2020

title, to examine the effects of student debt relief on individual credit and labor market outcomes. We find that borrowers …

Persistent link: https://www.econbiz.de/10012849465

Saving and wealth accumulation among student loan borrowers : implications for retirement preparedness

Dettling, Lisa J.; Goodman, Sarena; Reber, Sarah J. - 2022

Persistent link: https://www.econbiz.de/10013175651

Collective Repayment Model to Counter Student Loan Default – Case Study of Ihsan Trust

Shahid, Farwa - 2020

The purpose of the study is to evaluate strategic models to counter student loan default at Ihsan trust. Despite the listed studies, none has been done to establish how the various models used in loan allocation impact the rate of loan defaults towards financing institutions and it's therefore...

Persistent link: https://www.econbiz.de/10012829402

State Investment in Higher Education : Effects on Human Capital Formation, Student Debt, and Long-Term Financial Outcomes of Students

Chakrabarti, Rajashri; Gorton, Nicole; Lovenheim, Michael - 2021

analysis in the literature using new data that leverages the merger of two rich datasets: consumer credit records from the New … York Fed’s Consumer Credit Panel (CCP) sourced from Equifax and administrative college enrollment and attainment data from … adverse debt outcomes, and these students experience substantial increases in their credit score and in the affluence of the …

Persistent link: https://www.econbiz.de/10013315212