I aim to shed light on why emergency room (ER) utilization increased following the Oregon Health Insurance Experiment but decreased following a Massachusetts policy. To do so, I unite the literatures on insurance and treatment effects. Under an MTE model that assumes no more than the LATE...

In a laboratory experiment designed to capture key aspects of the interaction between physicians and patients in a stylized way, we study the effects of medical insurance and competition in the guise of free choice of physician. Medical treatment is an example of a credence good: only the...

It has been suggested that the unequal coverage of different socio-economic groups by supplemental insurance could be a partial explanation for the inequality in access to health care in many countries. We analyse the situation in Belgium, a country with a very broad coverage in compulsory...

Front Matter -- Reviewers -- Preface -- Foreword -- Acknowledgments -- Contents -- Executive Summary -- 1 Why Health Insurance Matters -- 2 The Dynamics of Health Insurance Coverage -- 3 Who Goes Without Health Insurance? Who Is Most Likely to Be Uninsured? -- 4 Analytic Plan -- A A Conceptual...