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Household Saving in France : Stochastic Income and Financial Deregulation

Levy, Joaquim Vieira Ferreira - 1994

The household saving ratio in France has undergone very sharp changes over the past two decades, falling dramatically in the first part of the 1980s before rising in more recent years. This paper emphasizes two factors in the evolution of private saving in France. The first relates to...

Persistent link: https://www.econbiz.de/10014395930

Japan's Household Savings Rate : An Application of the Life-Cycle Hypothesis

International Monetary Fund - 1987

This paper develops and tests a model of Japan’s household savings rate, based on the life-cycle hypothesis that the … primary motive for savings is provision for retirement. The paper shows that Japan’s high household savings rate in recent … improvements in public pension benefits and the aging of the population. It projects that the savings rate will decline …

Persistent link: https://www.econbiz.de/10014395990

Disentangling financial constraints, precautionary savings, and myopia : household behavior surrounding federal tax returns

Baugh, Brian; Ben-David, Itzhak; Park, Hoonsuk - 2013

Analyzing account-level data from an account aggregator, we find that households increase consumption when they receive (expected) tax refunds, as if they face liquidity constraints. However, these same households smooth consumption when making payments in other years, primarily by transferring...

Persistent link: https://www.econbiz.de/10010227720

Disentangling financial constraints, precautionary savings, and myopia : household behavior surrounding federal tax returns

Baugh, Brian; Ben-David, Itzhak; Park, Hoonsuk - 2014

Persistent link: https://www.econbiz.de/10010235347

Disentangling Financial Constraints, Precautionary Savings, and Myopia : Household Behavior Surrounding Federal Tax Returns

Baugh, Brian - 2014

of consumption. Because uncertainty regarding the refund is resolved at filing, precautionary savings theory predicts an … behavior, and do not respond to precautionary savings motives …

Persistent link: https://www.econbiz.de/10013061384

Disentangling Financial Constraints, Precautionary Savings, and Myopia : Household Behavior Surrounding Federal Tax Returns

Baugh, Brian - 2014

of consumption. Because uncertainty regarding the refund is resolved at filing, precautionary savings theory predicts an … behavior, and do not respond to precautionary savings motives …

Persistent link: https://www.econbiz.de/10012458881