This paper argues that making affordable home mortgage loans available to a large cross section of the population will … and mortgage markets in selected Middle East and North Africa (MENA) countries (Algeria, Egypt, Jordan, Morocco, and … growth of alleviating housing shortages by improving access to mortgage financing. …

to explain, although ample supply, low home ownership, and less complete mortgage markets are likely factors. The impact …

Why are housing markets so prone to boom-bust cycles? The mortgage market structure prior to the Savings and Loan … subsequent development of a national, market-based system of securitized mortgage finance has damped this boom-bust cycle. We …

This paper links the current sub-prime mortgage crisis to a decline in lending standards associated with the rapid … declines in lending standards by incumbent banks. Finally, lending standards declined more in areas with higher mortgage …

-prime mortgage financing is in its infancy in Canada, and further development of that sector (while avoiding the excesses that beset … Canadians for financing house purchases are still somewhat limited, with scarce availability of mortgage maturities beyond five …

In this paper we analyze the mortgage choice faced by Danish borrowers. <p> Based on an analysis of the most popular … Danish mortgage products, <p> we argue that Adjustable-Rate Mortgages (ARM) with life time caps will <p> combine the most …

This paper presents the findings of the study that examines how income multiples for mortgage loan associates with home … repossession using the data of the Council of Mortgage Lenders (CML). It employs a statistical measure for improving regression …