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Technology-driven innovations in financial services: The rise of alternative finance
Gąsiorkiewicz, Lech; Monkiewicz, Jan; Monkiewicz, Marek - In: Foundations of Management 12 (2020) 1, pp. 137-150
. Digitalization and datafication, coupled with artificial intelligence, are offering immense new operational opportunities and …
Persistent link: https://www.econbiz.de/10012601100
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Technological change and financial innovation in banking : some implications for fintech
Frame, W. Scott; Wall, Larry D.; White, Lawrence J. - 2018
innovation can affect social welfare. We then survey the empirical literatures relating to several specific financial innovations … include examples of significant fintech innovations that are transforming various aspects of banking. Drawing on the …
Persistent link: https://www.econbiz.de/10011913654
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The Evolution of Financial Technology (Fintech)
Anyfantaki, Sofia - 2022
The term “financial technology” (or FinTech) refers to the application of technology for the provision of financial … services. FinTech companies are attracting the interest of both financial services users and investment firms, which see them … as the future of the financial sector. This article examines the drivers of the evolution of the FinTech sector. These …
Persistent link: https://www.econbiz.de/10013404080
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On the Fintech Revolution : Interpreting the Forces of Innovation, Disruption and Transformation in Financial Services
Gomber, Peter - 2018
Revolution” is at stake. This article presents a new fintech innovation mapping approach that enables the assessment of the … technology innovations, and process disruptions. The industry as a whole, and many new fintech start-ups are looking for new …. The long-standing dominance of leading firms that are not able to figure out how to effectively hook up with the “Fintech …
Persistent link: https://www.econbiz.de/10012917586
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Regulators nurturing FinTech innovation : global evolution of the regulatory sandbox as opportunity based regulation
Ahern, Deirdre - 2020
system's receptivity to FinTech business. An economic, pro-innovation agenda is at work. Distinct policy questions are … responds to challenges faced by FinTech innovators in navigating an unwieldy regulatory landscape not designed with FinTech in … experimental space for firms testing innovative FinTech products and services, it is also a novel regulatory experiment for …
Persistent link: https://www.econbiz.de/10012427907
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Technology Driven Innovations in Financial Services
Monkiewicz, Jan - 2020
Financial systems worldwide are increasingly experiencing the mounting pressure of the technology based financial innovations. Some of these developments are generating alternative financial structures, existing parallelly to the “old” ones whereas some others are simply replacing the...
Persistent link: https://www.econbiz.de/10012823784
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Fintech and financial inclusion : opportunities and pitfalls
Beck, Thorsten - 2020
driven financial innovation; and (iii) what the rise of fintech and bigtech implies for the structure of the financial system …Financial innovation in the form of new delivery channels, products, and providers has helped push out the frontier of … examples for this. The same financial innovation has also blurred the regulatory boundaries of the financial system, with …
Persistent link: https://www.econbiz.de/10012259324
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Financial technology and the future of banking
Broby, Daniel - In: Financial innovation : FIN 7 (2021), pp. 1-19
This paper presents an analytical framework that describes the business model of banks. It draws on the classical theory of banking and the literature on digital transformation. It provides an explanation for existing trends and, by extending the theory of the banking firm, it illustrates how...
Persistent link: https://www.econbiz.de/10012594546
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Fintech revolution in the financial industry
Martinčević, Ivana; Črnjević, Sandra; Klopotan, Igor - In: Proceedings of the ENTRENOVA - ENTerprise REsearch … 6 (2020) 1, pp. 563-571
Today, businesses operate in a highly dynamic and highly volatile market that requires timely and accurate responses. It is precisely the modern and dynamic financial environment that puts many challenges in front of the business of the company, confronts them with the advancement of modern...
Persistent link: https://www.econbiz.de/10012534713
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Competition and innovation in the financial sector: evidence from the rise of FinTech start-ups
Caragea, Doina; Dobri, Mihai; Cojoianu, Theodor; … - 2022
FinTech start-ups over the period 2000-2016. We employ machine learning techniques to classify a large global sample of patent … applications into five FinTech categories. We exploit the variation in the share of FinTech patent applications by non …, competition from start-ups results in a higher number of FinTech patent applications by financial incumbents as compared to non …
Persistent link: https://www.econbiz.de/10012799292