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This paper traces the development of fintech in sub-Saharan Africa, its evolution over time, and the unfolding benefits … policy frameworks. The uptake of fintech products has led to increased financial inclusion for underserved and unserved …. The paper also outlines the challenges that persist and need to be addressed to allow the rapid uptake of fintech products …
Persistent link: https://www.econbiz.de/10013380733
is the bank-fintech collaboration, which will create new value for ecosystem partners and speed up innovation. Our study …Fintech innovations – innovations by financial services providers based on digital technology – are widely believed to … adopted by incumbents in the face of potential disruption from fintech challengers. Based on an exploratory study with …
Persistent link: https://www.econbiz.de/10011888957
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Blockchain is one of the most disruptive innovations in the field of technology in 21st century. Blockchain, a distributed ledger technology (DLT) and smart contracts, has emerged as a ground-breaking application in the financial sector. The three key properties of Blockchain technology,...
Persistent link: https://www.econbiz.de/10013216035
This paper presents an analytical framework that describes the business model of banks. It draws on the classical theory of banking and the literature on digital transformation. It provides an explanation for existing trends and, by extending the theory of the banking firm, it illustrates how...
Persistent link: https://www.econbiz.de/10012602928
of the challenges in risk management addressed through digitalization …
Persistent link: https://www.econbiz.de/10013406541
The rise of Fintech in the past decade has received growing scholarly attention. This paper surveys Fintech … Fintech and accumulate knowledge in the fields of text analytics, algorithmic trading, Fintech lending, blockchains … research agendas in Fintech are suggested …
Persistent link: https://www.econbiz.de/10012834155
section, we characterize innovation by FinTech firms as well as by incumbent financial intermediaries. In the next section, we …In this article, we review some recent developments in the field of Financial Technology or “FinTech.” We begin with an … overview of what FinTech is and why it has become an important growth industry in the financial services area and therefore an …
Persistent link: https://www.econbiz.de/10012839086
anticipated changes include how data is utilised to generate more actionable insights; business model innovation (e.g., selling AI …
Persistent link: https://www.econbiz.de/10012842311