“Fintech” is a rapidly expanding segment of the financial market that is receiving much attention from investors and … expanding sector, if compositional differences among the businesses that get bank loans, those that get fintech loans, and those … fintech and point to the need for clearer results on the effectiveness of online lenders to small businesses …

interest. FinTech algorithms also discriminate, but 40% less than face-to-face lenders. These results are consistent with both … FinTech and non-FinTech lenders extracting monopoly rents in weaker competitive environments or profiling borrowers on low … silver linings emerge in the FinTech era: (1) Discrimination is declining; algorithmic lending may have increased competition …

FinTech servicers have gr ... …

Financial Technology (Fintech) is evolving quickly within the financial system, giving rise to new forms of lending and … opening up a version of shadow banking. This is particularly true in China. While Fintech finance and shadow banks can improve … risks of Fintech finance to financial sectors, with particular examples for China. These risks are most likely to be …

Fintech is rapidly changing the landscape for financial services in terms of accessibility and affordability … and are leapfrogging ahead of conventional banking services. This study investigates the linkages between fintech … development and demand for financial services using data from the world's first global ranking of fintech ecosystems - the Global …

Recent advances in digital technology and big data have allowed FinTech (financial technology)lending to emerge as a …) methods that lie at the heart of FinTech credithave remained largely a black box for the nontechnical audience. This paper … in credit risk analysis. FinTech credit has the potential toenhance financial inclusion and outperform traditional credit …

traditional banks to modernize their core business activities. Many banks tackle the challenges of digitalization by cooperating …

In this paper, we review the growing literature on FinTech lending – the provision of credit facilitated by technology … that improves the customer-lender interaction or lenders’ screening and monitoring of borrowers. FinTech lending has grown … convenience and speed appears to have been more central to FinTech lending’s growth than improved screening or monitoring, though …

-to-peer lending) as an evolving species of debt-based crowdfunding within the FinTech industry. It considers the regulatory tension …