document substantial heterogeneity across these dimensions. The median household in the euro area has a positive interest rate …

Finance and Consumption Survey (HFCS) in Austria with administrative records from the national accounts for the household …This paper compares the survey results on savings deposits and estimates on total financial assets from the Household …

cars. Moreover, we show that such beliefs also influence household expectations about own income prospects, future access … Ricardian effects in household behaviour. We find that perceptions affect spending also among households that did not receive …

■ Restrictions on social activities and avoidance of in-person consumption due to Covid-19 drove down overall household … they are being hit hardest by the pandemic.○ Considering that the recent changes in household consumption were mainly due … the base effect are reflected.■ Considering that household consumption will probably remain sluggish until herd immunity …