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Macroprudential regulation and bank stability : the credit market signal

Kiemo, Samuel; Kamau, Anne; Rugiri, Irene W.; Talam, Camilla - 2021

This paper examines the effectiveness of macroprudential regulations in promoting bank stability and credit in the Kenyan financial system. The study uses bank-level and nonbank credit data for the period 2001-2019 and applies a panel estimation methodology to achieve its objectives. The study...

Persistent link: https://www.econbiz.de/10012596050

How do banking groups react to macroprudential policies? : cross-border spillover effects of higher capital buffers on lending, risk-taking and internal markets

Cappelletti, Giuseppe; Marques, Aurea Ponte; Salleo, Carmelo - 2020

We study the impact of macroprudential capital buffers on banking groups' lending and risk-taking decisions, also … buffers, subsidiaries deleverage lending and risk-taking towards non-financial corporations and marginally expanded lending … affiliated banks' lending activity. Therefore, to ensure the effectiveness of macroprudential policy, it is essential that …

Persistent link: https://www.econbiz.de/10012318816

Cyclical Patterns in Profits, Provisioning and Lending of Banks

Bikker, J.A.; Hu, H. - de Nederlandsche Bank - 2003

procyclicality. Lending fluctuates with the business cycle too, but appears to be driven by demand rather than by supply factors such …

Persistent link: https://www.econbiz.de/10005021893

Implications of Web 2.0 for financial institutions: Be a driver, not a passenger

Heng, Stefan; Meyer, Thomas; Stobbe, Antje - Volkswirtschaftliche Fakultät, … - 2007

Web 2.0 heralds a new era of communication with a massive increase in information supply and where news, opinion and services flow directly from user to user. Financial institutions can take advantage if they stay abreast of this development. However, any Web 2.0 presence of a financial...

Persistent link: https://www.econbiz.de/10005260034

The Credit Market and the Determinants of Credit Crunches: An Agent Based Modeling Approach

Holmberg, Ulf - Institutionen för Nationalekonomi, Umeå Universitet - 2012

conservative lending approach, reduces the probability of a credit crunch. Thus, our results suggest some up till now partially …

Persistent link: https://www.econbiz.de/10009493552

Bank provisioning behaviour and procyclicality

Bikker, J.A.; Metzemakers, P.A.J. - de Nederlandsche Bank - 2002

The current debate on the possible procyclicality of the new Basel Accord pays little attention to the procyclicality created by unsound loan loss provisioning. This paper investigates how bank provisioning behaviour is related to the business cycle, using 8,000 bank-year observations from 29...

Persistent link: https://www.econbiz.de/10005030251

Bank Provisioning Behaviour and Procyclicality

Bikker, Jacob A.; Metzemakers, Paul A.J. - de Nederlandsche Bank - 2003

Persistent link: https://www.econbiz.de/10005030256

THE BANK LOANS IMPORTANCE, INFORMATION ASYMMETRY AND THE IMPACT OF FINANCIAL AND ECONOMIC CRISIS ON CORPORATE FINANCING

Ducai, Mircea Tiberiu - In: Revista Tinerilor Economisti (The Young Economists Journal) 1 (2012) 18, pp. 29-34

bank lending is often influenced by the adverse selection due to the fact that corporate clients are often reluctant, in …

Persistent link: https://www.econbiz.de/10010592952

Banking and the Determinants of Credit Crunches

Holmberg, Ulf - Institutionen för Nationalekonomi, Umeå Universitet - 2011

’ time to maturity reduces the probability of a credit crunch and that a conservative lending approach is intrinsically …

Persistent link: https://www.econbiz.de/10008919579

Implications of bank ownership for the credit channel of monetary policy transmission: Evidence from India

Bhaumik, Sumon Kumar; Dang, Vinh; Kutan, Ali M. - William Davidson Institute, University of Michigan - 2010

. These observations beg the question of whether the effectiveness of monetary policy through a lending channel differs across … types of banks to monetary policy initiatives of the central bank and the bank lending channel of monetary policy might be … policy changes on less risky short term and more risky medium term lending We discuss the policy implications of the findings …

Persistent link: https://www.econbiz.de/10008606477