. Yet, despite its importance, educational debt is not well understood. Among the reasons is that there exist few central … analysis of the historical and current levels of student debt and how those loans are performing. We also briefly discuss the …

In this study, we explore the relationship between the debt service ratio (DSR) and individual borrowers' ability to … withstand shocks in Malaysia. Using a micro-level dataset that matches borrowers' debt and income, we quantify the financial … financial and economic shocks on debt repayment, cost of living and variable income. The simulation allows us to differentiate …

indebtedness (e.?g. household liabilities relative to income) fail to fully capture the debt servicing burdens of households … validity of this measure by analysing household debt surveys over the period, and report on the most affected households. The … between household debt levels, financial stability risks, and the ongoing implications of the ‘debt overhang’ for economic …