This book strives to develop a new vision of the value of debt in the management of individual and family wealth … optimal debt ratio. In contrast, the vast majority of individuals, wealthy or not, are either dramatically over leveraged (too … much debt) or, conversely, believe that debt is always bad and should be paid off as soon as humanly possible.There are …

Portugal, has witnessed a dramatic indebtedness increase among household. Our objective is to examine the reasons for this …