Número de revista

Artículo de revista ; In December 2017, the Basel Committee published the final revisions to the Basel III regulatory framework. The main objective of these revisions – the outstanding Basel III postcrisis reforms – was to reduce the excessive variability of risk-weighted assets. To further...

Artículo de revista ; Following the G20 mandate, there has been a move from incurred loss approaches for the recognition of credit losses to expected credit loss approaches. Since 1 January 2018, European banks follow the approach defined by IFRS 9, according to which, exposures are allocated...

Número de revista

Artículo de revista ; A borrower-based macroprudential policy measure was recently adopted in Portugal targeting new loans for households, including both mortgage and consumer credit. The macroprudential measure recommends limits to LTV ratios, DSTI ratios and maturities of new loans, and the...

Artículo de revista ; This study offers a succinct overview, from a legal and regulatory standpoint of Directive (EU) 2015/2366 on payment services (PSD2). It begins by describing the general aspects of the PSD2 within its considerable geographical, transitional, regulatory framework of...

Número de revista

Artículo de revista ; In December 2017, the Basel Committee published the final revisions to the Basel III regulatory framework. The main objective of these revisions – the outstanding Basel III postcrisis reforms – was to reduce the excessive variability of risk-weighted assets. To further...

Artículo de revista ; Following the G20 mandate, there has been a move from incurred loss approaches for the recognition of credit losses to expected credit loss approaches. Since 1 January 2018, European banks follow the approach defined by IFRS 9, according to which, exposures are allocated...

Número de revista