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valuable insights on the factors influencing SMEs’ business resilience to withstand the COVID-19 crisis and their subsequent …
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provision during the COVID-19 pandemic, and the role of digital transformation in addressing these disparities. We used a probit … that female-led businesses are more vulnerable to the negative effects of the pandemic and have higher demand for credit … bank credit. This gender bias in credit provision is exacerbated by the pre-pandemic financial constraints on female …
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