the mechanisms through which this occurs, including the enhancement of wealth and the acceleration of awareness … rural household CEP remains evident. Heterogeneity analyses demonstrate that households with younger members, higher levels …. Subindex analyses indicate that digital governance plays a particularly critical role in mitigating rural household CEP. Lastly …

-quarter of total household wealth in Europe provides further corroboration for this finding. …In this paper, we analyze the saving motives of European households using micro-data from the Household Finance and …

on wealth and lifetime earnings we evaluate measures of retirement preparedness. We estimate heterogeneous discount … have access only to a risk‐free asset compared to when we account for the fact that much of their wealth is stored in …

the end of the economic crisis when household balance sheets had been repaired. We measure the effect of the mortgage … group. While a negative wealth effect on saving could have been expected, households amortized even more in response to the …