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Credit building or credit crumbling? : a credit builder loan's effects on consumer behavior, credit scores and their predictive power

Burke, Jeremy; Jamison, Julian C.; Karlan, Dean; … - 2019

Persistent link: https://www.econbiz.de/10012181299

Credit building or credit crumbling? : a credit builder loan's effects on consumer behavior, credit scores and their predictive power

Burke, Jeremy; Jamison, Julian C.; Karlan, Dean; … - 2019

Persistent link: https://www.econbiz.de/10012195537

Credit when you need it

Collier, Benjamin L.; Hartley, Daniel A.; Keys, Benjamin J. - 2024

We estimate the causal effect of emergency credit on households' finances after a negative shock. To do so, we link … a federally-declared natural disaster, to a panel of credit records before and after the shock. We exploit a … approved. Using an instrumented difference-in-differences research design, we find that credit provision at the time of a shock …

Persistent link: https://www.econbiz.de/10015053784

Creditor control rights and borrower protection : the role of borrower consent clause in private debt contracts

Deng, Saiying; Li, Yutao - In: Review of quantitative finance and accounting 61 (2023) 1, pp. 357-394

Persistent link: https://www.econbiz.de/10014342034

Creditor Control Rights and Borrower Protection : The Role of Borrower Consent Clause in Private Debt Contracts

Beyhaghi, Mehdi - 2019

In private debt contracts with a borrower consent clause, a creditor's decision to transfer its portion of the loan can be thwarted if the borrower denies the consent to loan transfer. We find that the probability of the inclusion of a borrower consent clause in a private debt contract increases...

Persistent link: https://www.econbiz.de/10012863161