to m-money adoption and usage in Ghana, with a goal towards providing insights into whether m-money services could be … used to: 1) provide cash transfers to extremely vulnerable populations; 2) facilitate savings within rural areas, either by … allowing individual members of savings groups to save, facilitating savings among different savings or promoting savings …

personal savings which forms the fundamentals of national savings has been particularly low in Ghana. The objective of the … study was therefore to investigate the factors that determine personal savings in Ghana. Cross sectional data from 250 …The critical role personal savings play in the development of any economy can not be underestimated. Unfortunately …

-cycle framework how individuals respond to recessions. Our focus is on the sharp increase in savings rates that have been observed in … times. We show that the rise in the aggregate savings ratio is driven by increases in uncertainty, rather than tightening of …

of full deferral of income taxes on savings and full taxation of interest. Potential mobility of the old calls for lower … degrees of deferral and reduced taxation of interest. However, full immediate taxation of savings in combination with full tax …

This paper explores the qualitative and quantitative implications of taxation for growth and savings in three Latin …